We're here to convince you why having a financial planner help you with your specific situation is so critical to your financial future.

You know, there’s nothing more frustrating to me than being told that something is really important, but at the same time not understanding what I’m being told. Such is the case for many people with interest rates.

Now look, I get it. No one likes making a budget. A lot of people cringe at the word itself. Budget. It sounds cheap. Like you’re going without. No steak tonight, we’re on a budget. Shut those lights off, we’re on a budget. You get the idea.

"... don’t look at the collective portfolio and think “oh no, I’ve lost ten thousand dollars.”

Hey guys, Mike Frontera here back with another edition of Retirement Theory! Ah the American Dream of home ownership! You finally have your piece of the pie-- with a paid off mortgage being the cherry on top, of course!...

"...more importantly, you can buy gift cards at a discounted price!"

"...People are selling everything from voice over work, to writing, artwork, and way beyond."

"...If you don’t know how to make one, don’t worry about it. I’ve got you covered!"

"...it is crucial that you know what your income needs to be in order to qualify for subsidies."

"...Technically, yes, our government has borrowed most of the money in the Social Security trust fund."