Why a Roth Conversion Now?
With many areas of the market down over 20%, we look to the Roth to help us turn lemons into lemonade! How so? With a Roth Conversion, of course!
Retiring Before Age 65? Get a Larger Affordable Care Act Healthcare Subsidy!
Obtaining affordable health insurance as a retiree not yet eligible for Medicare is a challenge. That challenge has become more manageable since the Affordable Care Act (ACA) and the American Rescue Plan Act (ARP). Listen to learn ways to increase your health insurance subsidy to get affordable health insurance before Medicare age!
IRA vs. Roth IRA Investment Strategy
Roth IRAs and Traditional IRAs have polar opposite tax treatment and fill two different roles in retirement. So why would you invest them the exact same way?
Beware the Retirement Triple Tax Trap!
The triple tax trap can happen when you have Social Security retirement benefits and capital gains that span multiple thresholds. And it happens at a surprisingly low level of income.